Announcement 2019-076: FHA Single Family Housing Policy Handbook Updates

Recent FHA Single Family Housing Policy Handbook Updates.

Changes in 11.a title 11 housing programs forward mortgage

May be implemented immediately but must be implemented for mortgages with case numbers assigned on or after September 9, 2019.

 

Highlights of the changes include, but are not limited to:

  • Addition of a Net Tangible Benefit definition and new requirements for Streamline Refinances with a Reduction in Term
  • Change to the disaster inspection timing requirements for properties in a presidentially declared disaster area.
  • Updated well water tests for individual and shared, to now require for new construction

 

changes in 11.d. title 11 housing programs forward mortgage

May be implemented immediately but must be implemented no later than September 9, 2019.


Highlights of the changes include. but are not limited to:

  • Removes subsurface stationary storage tanks as being ineligible
  • Increases amount of allowable required repairs to $10,000 from $5,000 for HUD REO properties

 

Please reference the product profiles for full details.