Announcement 2019-077: Conventional Cash-Out Refinance LTV/CLTV Decrease

Conventional Cash-Out Greater Than 80% LTV/CLTV Retired

Effective with new locks and registrations on or after Monday, September 9, 2019, the maximum LTV/CLTV for cash-out conventional mortgages will be limited to 80% (previously 85%).

 

Cash-out loans with LTV/CLTVs greater than 80% must be closed or purchased by October 31, 2019.

 

The product profile will be updated on Monday to align with the change. Please reference the product profile for allowable LTV/CLTVs.