Announcement 2020-031: Suspension of Tax Transcripts

Suspension of tax transcripts effective immediately.

Fannie Mae, freddie mac, fha, va and usda only

Effective immediately, NewRez is temporarily suspending the requirements for obtaining tax transcripts outlined in our product profiles for Fannie Mae, Freddie Mac, FHA and VA products.

 

Tax transcripts are still required for USDA products. If unable to obtain, document your correspondence to and from the IRS in the loan file to support the omission. "Failure to file" tax returns when legally required to do so is not an eligible explanation. The bank statements must be reviewed for undocumented large deposits that are identified that may be attributed to additional income sources.

 

peak 100

In addition, NewRez is temporarily suspending the requirements for obtaining tax transcripts for the Peak 100 product.

 

Irs form 4506-t

IRS Form 4506-T must still be signed by the borrowers per NewRez guidelines.

 

Please reference the NewRez Product Profiles for the changes outlined in this announcement.