Skip to content

Home Possible

Offer your customers greater flexibility, expanded guidelines, and higher LTVs.

  • Purchase & Rate Term Refinance loans up to 97% LTV for 1 unit properties
  • 95% LTV for 1-4 unit properties
  • Income must not exceed 80% AMI for subject property location
  • Gift and grant funds allowed
  • 580 FICO
  • Limited to no reserves required

Home Possible® by Freddie Mac is a conventional mortgage program that is perfect for first time homebuyers, millennials, and low-to-moderate income borrowers.