SmartSelf
SmartSelf
For borrowers requiring the use of bank statements and/or asset amortization to qualify.
- Dedicated operations & simplified process flow
- Focused on qualifying your toughest borrowers
- Delivering positive lending experiences
- We focus solely on your non-agency/non-QM loans!
SmartSelf Alt Doc:
- Loan amounts up to $3M
- Use 12 month bank statements to qualify
- No tax transcripts or tax returns required
- Minimum 660 credit score
- Maximum 50% DTI
- 2-4 years derogatory credit
- Cash-out refinance to 720 to 80% up to $2M loan amount
- $1M cash in hand
- 30-year Fixed Rate
- 30-year Fixed Rate Interest Only
- 10-year interest only period
- 20-year amortization period
- 90% LTV purchase and rate & term refi