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SmartVest

SmartVest: Investor Cash Flow

For experienced real estate investors with multiple financed properties and complex finances.

  • Dedicated operations & simplified process flow
  • Focused on qualifying your toughest borrowers
  • Delivering positive lending experiences
  • We focus solely on your non-agency/non-QM loans!

Highlights:

  • Loan amounts up to $2M
  • DTI not calculated - use cash flow analysis
  • No tax transcripts or tax returns required
  • Debt Coverage Ratio
    • Purchases/Rate Term Refinances = 1.0
    • Cashout Refinances = 1.15
  • Up to 20 financed properties
  • Fixed 30 year, Fixed 30 year Interest Only